Our Services
Insurance Solutions
Tailored to You
From personal coverage to complex commercial needs, our comprehensive product line ensures every aspect of your life and business is protected.
Insurance Products
Full Range of Coverage
We partner with 50+ insurance providers to bring you the most comprehensive selection of insurance products in Ontario.
Home Insurance
Your home is likely your biggest investment. Our home insurance policies protect your dwelling, personal property, and liability. We compare rates from multiple providers to ensure comprehensive coverage at competitive prices.
What is Covered
- Dwelling and structure coverage
- Personal property and contents
- Personal liability protection
- Additional living expenses
- Detached structures (garage, shed)
- Water damage and sewer backup
Auto Insurance
Ontario mandates certain auto insurance coverages, but there are many optional protections worth considering. We help you navigate mandatory requirements while finding savings through multi-vehicle discounts, clean driving records, and more.
What is Covered
- Third-party liability coverage
- Accident benefits
- Uninsured motorist protection
- Collision and comprehensive
- Rental car coverage
- Roadside assistance
Business Insurance
Every business faces unique risks. Our commercial insurance packages are tailored to your industry, size, and operations. We work with you to identify exposures and build comprehensive protection that lets you focus on growth.
What is Covered
- Commercial general liability
- Commercial property coverage
- Business interruption
- Professional liability (E&O)
- Cyber liability insurance
- Workers compensation
Life Insurance
Life insurance provides financial security for your loved ones. Whether you need affordable term coverage or permanent protection with cash value accumulation, we help you choose the right policy for your family's needs and budget.
What is Covered
- Term life (10, 20, 30 year)
- Whole life insurance
- Universal life insurance
- Critical illness coverage
- Disability insurance
- Mortgage life insurance
Tenant Insurance
Renting does not mean you do not need insurance. Tenant coverage protects your personal belongings from theft, fire, and water damage, while also providing liability coverage that most landlords require.
What is Covered
- Personal property protection
- Personal liability coverage
- Additional living expenses
- Theft and vandalism
- Fire and water damage
- Visitor injury liability
Condo Insurance
Condo insurance fills the gap between your condo corporation's master policy and your personal coverage needs. We ensure your unit improvements, personal belongings, and liability are all properly protected.
What is Covered
- Unit improvements and betterments
- Personal contents coverage
- Personal liability
- Loss assessment coverage
- Additional living expenses
- Identity theft protection
Commercial Property
Protect your commercial real estate investments, equipment, inventory, and business assets from fire, theft, natural disasters, and other covered perils. We tailor coverage to your specific property type and business operations.
What is Covered
- Building and structure coverage
- Business equipment and tools
- Inventory and stock
- Business income protection
- Equipment breakdown
- Flood and earthquake options
Liability Insurance
Liability insurance protects your personal and business assets when you are held responsible for injury or property damage to others. From general liability to professional errors and omissions, we build the right shield for your risks.
What is Covered
- General liability coverage
- Professional liability (E&O)
- Directors and officers (D&O)
- Product liability
- Umbrella/excess liability
- Cyber and media liability
FAQ
Frequently Asked Questions
Common questions about working with an insurance broker and our services.
What is the difference between a broker and an agent?
How much does it cost to use a broker?
How long does it take to get a quote?
What happens when I need to make a claim?
Can you help me if I already have insurance?
Do you offer bundle discounts?
Protect What Matters Most
Get a personalized insurance review and discover how much you could save. Our brokers are ready to find the right coverage for your needs.